Large Loans

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A large loan can enable you to carry out a number of tasks / projects at the same time. Our Large loan panel goes up to loans of £250,000 but advances may also be as low as £10,000. We understand that whether or not the loan you want is `Large` is often down to an individual`s perception. A good measure is how much money you are looking to obtain compared to your
income. Many would consider a loan that is either close to their household yearly income or for over £35,000 to be large loans.

However, it is important not to be daunted by the numbers and bear in mind you can get the repayments for your scenario before you commit to any loan through our finance team.

Optimise Finance have been UK specialists in arranging Large, medium and even smaller loans since 2009 and provide a tailored free quote for our customers. Get your figures before you make a decision , call directly for free on 0800 0159 108 or dial 0330 0536001 (mobile friendly),alternatively complete our on line enquiry form to get the ball rolling. Taking out a loan is a big decision so choose an established finance industry business to ensure you can achieve your goals whilst keeping your payments affordable


Uses For Large Loans

  • Home improvement loans to facilitate your property extension, kitchen up-grade, new furnishings, replacement bathroom or a combination of these.
  • Large loans for debt consolidation, enabling you to repay your credit cards, overdraft or fixed term loans, store cards or higher purchase agreement.
  • Finance can be used to help the purchase of another property for renting out or to get a exotic holiday home or a static caravan.
  • It is all to easy to forget to set aside funds when you are running a business these large loans can be used for Income tax or VAT payments / arrears.
  • Finance for business purposes enabling you to expand your own business operation or launch a second income of your own.



Large Loan Affordable Repayments

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It is important when borrowing a larger amount of money that the repayments are going to be manageable. Therefore large loans are available to our customers with repayments terms from
3 years (36 months) to 25 years (300 months),subject to criteria, so you can match your repayments to your monthly budget, giving you a payment that suits you and your circumstances. It could be you have a perfect credit history or one that isn`t that great, either way Optimise Finance will endeavour to arrange a highly competitive large loan provided via a host of reputable UK lenders who are regulated by the Financial Conduct Authority.

We speak to all of our clients and get up to date appraisals of their situation before any credit search is carried out, tailoring the big loan they are looking for to our client`s unique situation. All of our staff at our Head Office are trained to treat our clients fairly and as a top priority. They always look to obtain the very best large loan offer for our clients. We don`t use automated
telephone systems or overseas call centres, we look at all aspects of the finance you are looking for making sure the funding you require has the features that suit you. It may be your priority is to minimize monthly repayments, or have a fixed interest rate, alternatively having the ability to make additional repayments may be key for you.

Our customers are varied in what they need a larger loan for so whatever your priority is we will do our best to obtain that for you. The details of your large loan will be will explained in plain
English to you, pointing out the feature and benefits as well as the risks of the loans offers available to you. We will arrange your big loan in the fastest possible time, but always take care
to make sure our customers understand the full details as well as understanding what the chosen lender requires so every thing goes through as smoothly as possible.


Large Loan Amounts: £60,000, 80,000 and over 100,000

These sizes of Large loans are generally reserved for a multiple purposes in one go or for larger more significant purchase such`s has a home extension, loft conversion, refinancing all credit,
financing a high end vehicle or chattel, land scaping or major renovations. It is worthwhile remembering (as with the smaller loans) there are very few restrictions as to what a big loan can be used for provided you can meet the repayments and loan plan criteria. However, in line with responsible lending practices ourselves and our lenders will work alongside you to make sure you can afford the repayments involved of any big loan My Sort of Loan arranges. A very important point is to borrow only what you need for your goals.