When you find that you can`t get a loan you may think it is just you who has been let down and that you are out of options. Neither of these is necessarily true. Firstly thousands of UK consumers get refused a loan and secondly many of them go on to successfully get the loan that they wanted from a different lender. This is because there are many loan providers who rely on niche areas to find customers to lend to. The good news is because loan lenders are still competing for your business it keeps the loan rates competitive and therefore keeps the loan repayments affordable. It also improves the chances that you can get a loan.
So if you still want to get your hands on a loan we may well be your solution. Whether you want to consolidate your existing debts, pay off some defaults, clear some bad credit, carry out some home improvements or even buy a car why not call us on freephone 0800 0159 295, dial 0330 0536001 (mobile friendly) or fill out the short simple online enquiry form (no worries - no credit search from this form) and we will get cracking on sorting your loan. We`ll take the guesswork out of getting a loan, understand your situation and provide the best advice we can. Furthermore where we can help we will provide you with a free no obligation quotation - so that you decide to get the loan you need at a price you can afford.
So you`ve been declined for a loan and it feels like the bottom has fallen out of your finance world, well the first thing to remember is don`t panic. It`s all too easy to imagine that you are somehow not credit worthy based on the most limited of information but there are sometimes options to consider. The next thing you could do is to talk to one of our UK based loan underwriters and let us show you how we can help you to get the loan that you need. At My Sort of Loan we won`t just fob you off with any old loan, we`ll find out what`s causing you to get rejected for a loan and help you find a solution that puts the money you need at your disposal. Your qualified loan advisor will work through all of your options from our lenders and recommend the best option to suit your circumstances.
There are of course no loans out there that are literally available to anyone but there are some who are very flexible. For example guarantor loans do not rely on your credit profile to any major point but instead rely on you having a backer (guarantor) with a good credit score who will meet your repayments if you cannot. When you can`t get a loan and had a few knockbacks you may be tempted to take the first offer that`s made - especially if you`ve been turned down for a loan already. However perhaps stop and consider that there are reasons why the loan is available to almost anyone, before you accept a loan offer check the rate is not too high and that you can afford the repayments. Before you enter into the kind of loans that perhaps almost anyone can get why not call My Sort of Loan on 0330 0536001 or enquire online and speak to one of our UK based advisors to find out if we can get you the kind of loan that not anyone can get.
Loans if you`ve been refused credit elsewhere - Don`t spend days of your life listening to loan companies say no, let My Sort of Loan try to find the right borrowing solution for you.
All your Options available in one place - My Sort of loan don`t just arrange loans through one lender, we have a whole panel of lenders available to help fund your loan.
Avoid being caught in the rain again - We won`t withdraw the umbrella when the rain starts, at My Sort of Loan we`ll always do our best to place your application whatever the weather.
You may have seen the adverts from finance loan companies that ask if you need a car loan but can`t get credit for a car. To be fair sometimes you can get credit to buy a car via these finance options a car, just check that you are not paying a lot for it. Car finance may also be secured on the car or limited to certain vehicles in stock. If you are able to borrow the money through our loan lender plans you will be advanced the money so you can bargain hunt and barter for the exact car you really want to drive.
My Sort of Loan could arrange a loan for you to buy a car you want and possibly at a lower interest rate. Not only that but as a cash buyer you`ll be in the driving seat when it comes to negotiating the best deal on your next car, you won`t have to spend your entire Saturday waiting for someone to get around to you, it`s far more likely that you`ll have car salesmen falling over themselves to offer you a deal. Why not call us on 0800 0159 295 and see what we can do to help.
If you`ve tried everything and you`re getting nowhere you may need to find out what`s going wrong and that`s where My Sort of Loan can help. We`ll talk through your credit file and find out what`s stopping you from getting your hands on the loan that you want. Once we`ve understood your problem we can set about finding a solution for you, not just an of the shelf solution, at My Sort of Loan we`ll tailor a solution for you and provide the most suitable advice on a loan from our lender panel - so that you get the loan you need at the best available rate we can find.
Did you ever here that old adage put about by wise people that a bank is that institution which hands you an umbrella while the sun is shining only to take it away when it rains? Well like most old adages maybe there is an element of truth in it, it`s fair to say that it never seems to be more difficult to get your hands on the funding that you need when the chips are down. However any loans are subject to status regardless of the lender or adviser, but we can assure you that we will do whatever we can to help you get a loan.